Journalism Portfolio

The angels’ share

Many start-ups face a funding gap when the founders’ capital is exhausted but the company is too small to justify a conventional first round of VC funding. Business angels may fill the gap. In the past, European tech entrepreneurs complained of the difficulties connecting with tech-savvy angel investors. This is now changing thanks to angel networks and web-based crowdfunding …

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Virtual agents in health care

Today’s health-care industry is making increasing use of Web-based virtual agents and avatars, or computerized assistants, not only to perform clerical duties but also to dispense medical information…

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Investing with heart and head

The rich are different, and not just because they have more money. Wealthy individuals often have a wider sense of responsibility toward society and a growing number are now turning to socially responsible investing, which marries social good with financial returns. These investors realize that there is no contradiction between ethical and financial performance…

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Regulators boost competition

New technology and the entry of non-traditional players promise a more innovative payments industry. But regulators must ensure that the interests of consumers and businesses are properly safeguarded in this period of profound change…

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The future of payments

A technological revolution is sweeping through the payments industry as businesses realise that cash is no longer king. In 2010, UK shoppers spent £26bn more on debit cards than using cash — the first time cash spending has been surpassed according to the Payments Council. Some businesses, particularly smaller independent retailers, resist the cashless trend, arguing card fees are expensive

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